HP is very popular and has been the most traditional way to fund a vehicle, you can settle your agreement at any time and make overpayments, without incurring any penalties.
HP gives you a number of benefits over a normal loans and is fast and easy to arrange with the decision often turned around in minutes. As we are paid directly by the finance company, you will get quicker delivery of your vehicle and as the vehicle acts as security there is no risk to your home.
You will also benefit from additional protection under the Consumer Credit Act.
PCP is an increasingly popular way to fund your next car purchase. It will give you lower monthly payments than a traditional loan because the car's future value is calculated and treated as the final payment. PCP has some great features including lower monthly repayments and the ability to settle at any time.
Please note that all loans can be settled and paid off at any time by simply obtaining a current settlement figure and can also be paid off quicker by making regular over payments.
Do not hesitate to call us for more information or a no obligation quote. All loans are subject to status.